Dental Finance Options in Cardiff

Finance is subject to status and is available to UK residents aged 18 and over.

Marsden Hill Ltd trading as Andrew Thomas Dental Care (FRN 782969) is an appointed representative of Financing First Limited which is authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking.

You can use this calculator to work out your repayments:

Finance Calculator

Frequently Asked Questions

What treatment can I use finance to pay for?

You can apply for finance for any treatments provided the total cost of the treatment plan is more than the minimum loan amount. So whether you need dental treatment or want or cosmetic dental work, but are not sure about the best way to pay for it, you might be interested in paying with a dental finance payment plan. These plans include interest-free options.

How much can I borrow?

No deposit is needed and you can borrow from as little as £500 for the 0% interest option and from £1000 for the 9.9% APR option, up to the total cost of your dental treatment. All borrowing is subject to status and you must be over 18 to apply.

How do I apply?

You will need to complete a simple, online credit application form, which one of our staff can help you with in the surgery if you prefer. Most applications are approved almost immediately so there does not need to be any delay in booking your appointments to start the treatment that you want.

How much will I pay?

Using our interest-free facility as an example, you pay the costs of your treatment – no more and no less. Interest free means just that! There are no hidden costs and no deposit required!

Examples of the monthly repayments are shown below:

Treatment cost £600 £1500 £3000
Deposit £0 £0 £0
Amount of credit £600 £1500 £3000
Term of loan 12 months 12 months 12 months
Representative APR 0% 0% 0%
Monthly repayment £50 £125 £250
Total amount repaid £600 £1500 £3000

How do I make the repayments?

Just like everything else nowadays, the monthly payments are collected by Direct Debit, and are subject the usual guarantee from your bank.

Who is the credit provider?

We work with Financing First Limited who are the credit broker and Shawbrook Bank Limited and Hitachi Capital (UK) PLC are the credit providers.